Raport rynkowy · 2026-01
Prices and ROI in Santa Lucía (Cartagena) - 2026 report
Median asking price in Santa Lucía is 1 650 €/m² (data: ), cena €/m² jest o 11% niższa od mediany miasta. Gross yield is 6,8% and roughly 4,9% net, with prices up 6,8% y/y. Below: rents, purchase costs and a comparison with other areas of Cartagena.
- Mediana
- 1 650 €/m²
- ROI brutto
- 6,8%
- Wzrost r/r
- 6,8%
- Czas sprzedaży
- 117 dni
Property prices in Santa Lucía - 2026
Price depends on distance to the beach, year built and the standard of the development. At a median of 1 650 €/m² a 70 m² unit costs about 115 500 €; with purchase costs (13,5%) the budget lands near 131 093 €.
- Median asking price: 1 650 €/m²
- Change y/y: 6,8%
- Average time on market: 117 days
- Transactions (12 months): 661
- Centro: 1 750 €/m² · 6.6%
- Santa Lucía: 1 650 €/m² · 6.8%
- La Azohía: 2 100 €/m² · 6.2%
- Isla Plana: 2 000 €/m² · 6.3%
Rental yield and income in Santa Lucía
Median rent is 9,4 €/m² per month, giving 6,8% gross. On a 250 000 € budget that is about 17 000 € € a year and 12 300 € € after management, tax and vacancy.
With capital growth of 6,8% a year, an investment in Santa Lucía returns roughly 158 500 € € over five years (63% of budget). Projected value after five years: 347 000 € €.
Taxes and purchase costs in Spain
Buying in Santa Lucía means around 13,5%: ITP 10% on resale or IVA 10% plus AJD on new builds, notary, registro de la propiedad and legal fees. Add annual IBI and comunidad plus tax on rental income (IRPF).
As a non-resident you file Spanish rental income tax and apply the double-taxation treaty at home. An NIE number is mandatory. Without it you cannot sign the deed or file taxes.
Methodology
Figures come from asking prices and transactions over the last 12 months for Santa Lucía (661 transactions in the model) and are refreshed monthly. They are not a matched listings under Spanish law. A bank tasación is required for any mortgage.
Property market in Santa Lucía - 2026
In Santa Lucía the market is dominated by zabudowa mieszkaniowa z lat 80.: 2000, which shapes both rent and tenant profile.
Proximity to Castillo de la Concepción lifts seasonal demand but raises comunidad fees.
Comparison
Prices and ROI in Cartagena districts
| District | Median €/m² | ROI | YoY |
|---|---|---|---|
| Centro | 1 750 € | 6,6% | 7,3% |
| Santa Lucía (this district) | 1 650 € | 6,8% | 6,8% |
| La Azohía | 2 100 € | 6,2% | 7,6% |
| Isla Plana | 2 000 € | 6,3% | 7,3% |
Market context: the median for Costa Cálida is 1 900 €/m², while the Spanish average is about 2 100 €/m². The gap reflects the coastal location premium.
FAQ
FAQ. Ceny i ROI w Santa Lucía
How much is a square metre in Santa Lucía in 2026?
Median asking price is 1 650 €/m² (data: ), against 1 850 €/m² for Cartagena.
What yield does renting in Santa Lucía produce?
Gross 6,8%, roughly 4,9% net of costs and tax. Median rent is 9,4 €/m² per month.
Are prices in Santa Lucía rising?
Year on year the change is 6,8%. stabilny wzrost cen: 6,8% r/r.
What costs come on top of the price?
About 13,5%: ITP/IVA, notary, registry and legal fees, plus roughly 300-800 € a year of fixed costs (IBI, comunidad).
Oferty
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